Insurance!

[BUSHWHACKER]

Received my automatic renewal quote recently from Flux for the '01 Surf, £318 fully comp.
Wasn't happy with that, so I went on-line and filled in the forms with the exact same details. Came back with a provisional quote of £285.
Called them back and got it down to £282.(fully comp.)

No details were changed, exact same annual mileage, voluntary excess amount...etc as the last policy.

Both amounts include the admin fees by the way.

Have I beaten their system?

OK it's not much, but why was my existing policy more expensive?

[Bender71]

Have you ever known your insurance premium go down (if details remain same) at renewal?

You applied on-line to check - effectively as a new customer - the price is perhaps cheaper because you are a new customer - entice you in?? Insurance company has to honour it as no doubt the quote is valid for thirty days - nothing to stop you cancelling and reapplying with new customer quoted price - but dont take my word for it.......

http://www.bbc.co.uk/blogs/watchdog/...insurance.html

[tavvi]

Have you ever known your insurance premium go down (if details remain same) at renewal?

My automatic quote from Adrian Flux at the start of the year was £50 less than my existing premium (approx £250 down from £300)! No change in details. Have to say I was extremely surprised - I was expecting to have to go through the usual faff just to have it stay the same.

[Karma Supra]

My surf dropped nearly £100 at renewal this year with Admiral.

Now £350 FC.

Shame I'm going to have to tell them about some mods which will have adverse effects!

[Ben_D]

The only sensible quote I had when I renewed was from Sky, cheaper than next best by about £80 and it includes green laning. Think I'm paying about £320ish FC, 33YO, 5 years NCB.

Cheers

Ben

[dieselboy]

A few years ago, mine was £260 fully comp. Then I had that claim for the theft and it went up to £290. The following year they wanted £390. Bear in mind this did not include my no claims bonus which I had not being used.
I decided to go back to Adrian Flux and use my NCB, and have the privilege of driving other cars - £490 - but it keeps my NCP valid as it was about to expire.
I don't think I mentioned I was a member of here though, so probably could have got it cheaper.

[Bender71]

I had a multicar with admiral so LC was £427 and main car £561

5 years ncd and just renewed on main car but had a not at fault last year which had a counter claim in for personal injury which remains on record until resolved - main car now £1060 through admiral - LC not insured as selling.

[KERRSURF]

My wife went from £289 to £907.....WTF!

Shopped around and got it for £280.

[BUSHWHACKER]

Just done the on-line quote thing with Tesco car insurance, just about stopped laughing now!

£7665!!!

Oh and when I entered the reg number, the drop down menu gave me two choices of vehicle, none of them were Surfs.

[KERRSURF]

are you 17?

[BUSHWHACKER]

are you 17?

Not since the early eighties!

[KERRSURF]

Over £7000, that can't be right.

[BUSHWHACKER]

Over £7000, that can't be right.

I know, and I'm pretty sure my truck ain't a Hiace LWB van either.

[KERRSURF]

Mines comes back as an Estima.

[Deadeye Si]

My renewal with flux £757 tpft.
11 years no claims
1 not at fault claim ( 3 years ago)