mods and insurance

[essoxbuster]

i have declared my wheels and big tyres to the insurance company .now i want to have a 2"lift fitted and some extra tints on the windows .

do i have to tell them about the tints ????????(the back windows ar factory tinted anyway)

will they sting me for modding the suspension????(i rang tonight but missed them due to work)

has anyone had insurance refused for moffing there trucks???????

[Smurf]

Seems to vary from one company to another, mine are complete bar stewards and will not accept any mods at all so thats my fun stuffed for a year!!!!

[slim]

hi m8 i think that the whole insurance thing concerning mods is a very grey area... use the search facility u will find a lot of discussions about this......

[Linda]

i have declared my wheels and big tyres to the insurance company .now i want to have a 2"lift fitted and some extra tints on the windows .

do i have to tell them about the tints ????????(the back windows ar factory tinted anyway)

will they sting me for modding the suspension????(i rang tonight but missed them due to work)

has anyone had insurance refused for moffing there trucks???????

I told mine about my 2" susp lift and they didnt care at all. I think some do and some dont...

[whitespider]

My advice for what its worth is don't tell them you did anything to the car.
Car insurance is a racket anyway, its a lottery when you have an accident and unless its police involvement it usually comes out 50/50.

I was reversed into whilst I was stationary in my works van by a postal van, he accepted liability. It came out 50/50.

My last 4x4 was a V8 Disco, I converted it to LPG and the insurance company said 'we don't really need to know that'. If a total fuel conversion doesn't bother them, installing two 40 litre pressurised tanks then does it matter about a nudge bar or fat tyres.

My insurance company is Direct Line- Im 37, driving since 1990 with full no claims, 187 a year for the surf. Hopefully this will not change.

Don't lie, just don't tell the truth and answer only what they ask.

Up to you. I do most of my driving on unmarked country roads and have been reliably informed that any non-police accident will be 50/50 in most cases due to lack of centre lines. There will be exceptions, but if the incident is big, then whether you have tinted windows or not will probably not bother you.

Ronnie