not a joke but ya gotta laugh

[DaveHMS]

Reported in the Newcastle Evening Chronicle recently;


A lady died this past September, and MBNA bank billed her for October and November for their annual service charges on her credit card, and Then added late fees and interest on the monthly charge. The balance that had been £0.00, now is somewhere around £60.00.

A family member placed a call to the MBNA Bank:

Family Member:
'I am calling to tell you that she died in January.'

MBNA:
'The account was never closed and the late fees and charges still apply.'

Family Member:
'Maybe, you should turn it over to collections.'

MBNA:
'Since it is two months past due, it already has been.'

Family Member:
So, what will they do when they find out she is dead?'

MBNA:
'Either report her account to the frauds division or report her to The
credit bureau, maybe both!'

Family Member:
'Do you think God will be mad at her?'

MBNA:
'Excuse me?'

Family Member:
'Did you just get what I was telling you . . The part about her Being dead?'

MBNA:
'Sir, you'll have to speak to my supervisor.'
Supervisor gets on the phone:

Family Member:
'I'm calling to tell you, she died in January.'

MBNA:
'The account was never closed and the late fees and charges still apply.'

Family Member:
'You mean you want to collect from her estate?'

MBNA:
(Stammer) 'Are you her lawyer?'

Family Member:
'No, I'm her grandson'
(Lawyer info given)

MBNA:
'Could you fax us a certificate of death?'

Family Member:
'Sure.'
( fax number is given )

After they get the fax:

MBNA:
'Our system just isn't set up for death. I don't know what more I Can do to help.'

Family Member:
'Well, if you figure it out, great! If not, you could just keep billing Her.
I don't think she will care.'

MBNA:
'Well, the late fees and charges do still apply.'

Family Member:
'Would you like her new billing address?'

MBNA:
'That might help.'

Family Member:
' Heaton Cemetery , Heaton Road , Newcastle upon Tyne Plot 1049.'

MBNA:
'Sir, that's a cemetery!'

Family Member:
'Well, what the fcuk do you do with dead people on your planet?'

MBNA were not available for comment when a reporter from the Newcastle Evening Chronicle rang.

[si tate]

That really doesn't supprise me one bit mate.

Some people are so dumb that you have to laugh.

[Albannach]

This has been kicking about for at least 8 years; not sure if it's true, but I suspect it's not.

Do you honestly believe that MBNA doesn't realise that account holders will die?

[Calos]

This story may or may not be true, but what is true happend 6 months after my Uncle died quite young from cancer, this was 16 years ago.
His former bank HALIFAX where charging him interest and sending letters on a visa account demanding payment, they refused to listen to my Aunt unless they recieved a fax of the death cetificate and some other documents, she was informed in a writing that there had been cases of people faking death rather than pay..... so the legal documents were needed, and they then wanted her to pay the debt.

I'd be quite prepared to belive this story.

peace
cal