Insurance quote forms are doing my head in.

[Baldrick]

Ok, seeing as my current insurer E Car messed me about last year i'm currently doing the online form filling game again and i'm constantly finding that my surf doesn't exist or that it's the rarest of beasts a "HiLux Supra".
The results of "find my vehicle" never match my truck, it's an N reg ssrx 3.0l td automatic KZN130, yet when i put 2980cc it always comes up as a manual gearbox and when i select automatic geabox it comes up as a 2.5l.
Does any one know why this happens, perhaps the gearbox has been changed from manual to auto at some point though i can't see why any one would got to that much effort. I don't know why it makes a difference to the insurance between manual and automatic.
Can any one shed some light on what may be happening, thanks.

[Surfboy]

I had a similar experience with mine so I ended up using the phone for all my quotes. I just fudged the details, found some of the cheapest on Money Supermarket, Gocompare etc and called them. Then did the ones that are not on the compare sites like Direct Line, Aviva etc. Check if you have a policy with Aviva, they offer discounts for existing customers with other products. I'm sure others do too.

[Balllsy]

Your not alone some of the comparison sites have trouble finding the right model because they are imported.


Try the usual suspects

Sureterm
Adrian Flux

Search the forums for other company names

[Baldrick]

Well i'm glad it's not just me. One major problem i'm having is that i have no details of a third party claim and sodding E Car won't give me the details. i've made no claims but 2 years ago i went off on black ice and demolished some ones hedge and gate post but was never informed about any claim.
I've already tried aviva and direct line and wasn't impressed. Done deal have the cheapest quote for me so far but that's with out details of my ice skating.

[lord_flashart]

+1 for Sureterm

[Rustinho]

One for the bikers out there to watch out for (at least, the ones that have passed their test since the days of the 33bhp limit for new riders anyway):

http://www.motorcyclenews.com/MCN/Ne...gly-uninsured/

It seems that even though you pass your test and get a full motorcycle licence, the insurance ombudsman has decided that because that licence is restricted to 33bhp for the first two years (assuming you don't do the direct access course if you're over 21) it isn't actually a full licence even though you don't have to pass another test to use bigger bikes.

I can see both sides of the argument but in reality I guess it's just insurance companies using any excuse to charge more or not pay out!

[Baldrick]

Interestingly that's from Ebike the same company as Ecar who tried robbing me out of a years no claims bonus last year. Last time i did the bike insurance quotes on line i got fed up with systems telling me i couldn't have more years riding experience than years with a full bike licence, when i started you could ride around for years on a provisional licence.

[daisy710]

I had the same problems as above. One bloke on the phone argued that my truck was a 2.4 automatic when it's clearly a 3 litre and clearly a manual.

I offered to send him pictures before eventually giving up.

I went to Sureterm in the end, good cover at not a bad price.

The only problem I've found with Sureterm is that if you have a query regarding your insurance it takes up to an hour for someone to answer the phone, although I did find a workaround. If you phone the new business line someone picks up fast and they will then transfer you to the relevant department and you jump to the front of any queues.

[MWS]

I have just changed to Flux. I got a great quote of £275 I spoke to a young chap called Ronan White in the 4x4 dept. Even though the call took ages, going through all the listed mods, it was a pleasant change because he actually knew what I was talking about. He even said that he had previously worked at a Toyota dealers........A definite recomendation.

[Baldrick]

Well having just got off the phone with people who's hedge i destroyed i now have details about the claim made against me so hopefully i can get some real quotes now.

[Baldrick]

Adrian Flux insurance is now my insurance company, thanks for the suggestions.

[slobodan]

Adrian Flux insurance is now my insurance company, thanks for the suggestions.

Wow, they say buying companies is the way to go.
Now you own it, would you do me a good discount?

[Baldrick]

Yes of course, how much would you like.

[slobodan]

Yes of course, how much would you like.

Why thank you, I'll forgo the discount in exchange for a Lapdance from a call centre bunny.

[MWS]

Why thank you, I'll forgo the discount in exchange for a Lapdance from a call centre bunny.

"One of our operatives will be with you shortly."