Insurance to cheap ??????

[nigel129]

Hi all, just had renewal thru for the Surf, £468 per year inc some fee for paying it monthl. (via Sky Insuranse using MarkerStudy)

Thought id have a shop round, Rang Sureterm, £291 doesnt need my 5yrs NCB.
(with the pay monthly bit, after a £81 deposit, then 11 payments of £29.29 per month = £326.00 per year.They use a company called highway, and mentioned this forum)

Now first, does this sound legit,(to cheap to believe ??)
Anyone used them
Any horror storys.
Shame i cant russle up the premium without finance, £291.00 per year.
Nigel

[BUSHWHACKER]

I paid £226 to insure Lexurf with Sureterm and they wanted proof of my nine years NCB. Still waiting for my policy paperwork.

[nigel129]

I paid £226 to insure Lexurf with Sureterm and they wanted proof of my nine years NCB. Still waiting for my policy paperwork.

Hi Bush

I was quite happy to transfer my 5yr protected NCB off the Subaru (which is also due >£404 py) but which ever company or way he worked it, specificall sais he didnt need the NCB and could keep it for somthing else.
I dont want to look a gift horse in the mouth, but seems to good to be true. As for slow paperwork, wouldnt worry me too much so long as the car appears on the insured register that the cops use to look you up.
nig

[dieselboy]

Hi all, just had renewal thru for the Surf, £468 per year inc some fee for paying it monthl. (via Sky Insuranse using MarkerStudy)

Thought id have a shop round, Rang Sureterm, £291 doesnt need my 5yrs NCB.
(with the pay monthly bit, after a £81 deposit, then 11 payments of £29.29 per month = £326.00 per year.They use a company called highway, and mentioned this forum)

Now first, does this sound legit,(to cheap to believe ??)
Anyone used them
Any horror storys.
Shame i cant russle up the premium without finance, £291.00 per year.
Nigel

Mine, fully comp, is £275 for the year including fees. I dont pay monthly, just used intrest free credit that was on offer on a card I had.
Mine is limited mileage though as I don't usually use it much. company is called Noel Dazely.

[JUDWAK]

i pay best side of a grand
for the last 4 years its gone down to a grand or just under
tiz one reason why its parked up
but iam taking note were these lexsurfs are insured

[Hawaii]

mornin all

was with privelidge for over 9 years (pajeros and for last 5 years, surfs)

Premium always been round the £430 mark (fully comp, no mileage limit and all mods declared).

Renewal due in August and letter arrived ........ £812

Straight on phone - apparently they have had a bad winter for claims which is being passed on to the customer and every insurer is the same.

Did some comparison stuff on line and got exaclty the same cover for £304 a year + £25 to pay monthly from M & S.

Only thing I had to do was ring up to confirm security system fitted and clarify mods (wheel spacers, bull bar, off road tyres etc.)

sorted

hawaii

[nigel129]

Mine, fully comp, is £275 for the year including fees. I dont pay monthly, just used intrest free credit that was on offer on a card I had.
Mine is limited mileage though as I don't usually use it much. company is called Noel Dazely.

Thanks, just rung them but their busy so waiting for a call back, never put all my eggs in one basket

nigel

[nigel129]

mornin all

was with privelidge for over 9 years (pajeros and for last 5 years, surfs)

Premium always been round the £430 mark (fully comp, no mileage limit and all mods declared).

Renewal due in August and letter arrived ........ £812

Straight on phone - apparently they have had a bad winter for claims which is being passed on to the customer and every insurer is the same.

Did some comparison stuff on line and got exaclty the same cover for £304 a year + £25 to pay monthly from M & S.

Only thing I had to do was ring up to confirm security system fitted and clarify mods (wheel spacers, bull bar, off road tyres etc.)

sorted

hawaii

Very suprised that Marks and sparks would touch an import, But ill give em a ring to see whats afoot. Thanks

[nigel129]

Mine, fully comp, is £275 for the year including fees. I dont pay monthly, just used intrest free credit that was on offer on a card I had.
Mine is limited mileage though as I don't usually use it much. company is called Noel Dazely.

Noticed on their web site that you have to be a member of an owners club, does this forum count, and i also peek in a toyota owners forum now and again, but i DONT pay anything to any club,as i think of clubs at any rate.

nigel

[mckirdy-services]

Noticed on their web site that you have to be a member of an owners club, does this forum count, and i also peek in a toyota owners forum now and again, but i DONT pay anything to any club,as i think of clubs at any rate.

nigel

sureteam wanted proof that I was a paid up forum member in order to give discount. I sent a screen shot of members page and copy of reciept for membership which they accepted.

the insurance fully comp was only a couple of hundred quie £220 i think, which was fully comp, off road cover and £50 excess. It is a limited milage policy though.

cheapest insurance i have ever had

[che2318]

just checked M+S and the website said they couldnt insure online and had i had to ring them.

[Scorpion]

They use a company called highway, and mentioned this forum)
Now first, does this sound legit,(to cheap to believe ??)
Anyone used them
Nigel

Had many vehicles insured through Highway, the Surf is with them now. Never had any problems, but never had to claim either!

[dieselboy]

never put all my eggs in one basket

nigel

Is that with regards to the credit? Seemed to make sense to me, either pay it monthly to them and pay around 30% more, or use a credit card with zero interest and pay it monthly on there for no fee. Or use direct debit and pay it all off from the bank account - most people can't do this due to other bills.

[dieselboy]

Noticed on their web site that you have to be a member of an owners club, does this forum count, and i also peek in a toyota owners forum now and again, but i DONT pay anything to any club,as i think of clubs at any rate.

nigel

I just mentioned I'm a member here. They didn't ask for proof if I remember rightly.

[Nijoe]

I insure my third gen 3.0 SSRG TD with intercooler through Keith Michaels PLC (0845 337 3380) fully comp with Service Underwriting, last November I paid £327.75.Been with them for nearly seven years, always helpful....but then again I have never had a claim.