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  • Does anybody know?

    OK, so at the moment Pete owns his Surf and he's still got the Calibra. He was going to sell the Calibra but no-one seems to be buying any cars these days so decided to keep it.
    Now the question is - He has got Fully Comp insurance on the Surf and on his insurance policy it says that he can drive any other car and be covered 3rd party on that car. He has got NO insurance on the Calibra, but it is taxed and MOT'd. Is he allowed to drive this car or does it have to be insured by someone? The reason I'm asking is if he gets stopped by the police whilst driving the Calibra or he gets scanned by them, that car will show up as NOT INSURED...

    Does this post make sense??
    "Good at cracking bones"

  • #2
    i think in the small print it will say drive any other car not owned or registered to the policy holder (pete).its the way our rip off insurance companies can rinse us for two premiums.
    so check it out, but he probably cant.
    Non intercooled nothing.

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    • #3
      99.9 percent certain it also needs insurance

      Comment


      • #4
        Originally posted by madcampbell View Post
        99.9 percent certain it also needs insurance
        That's what I've been saying but then some stupid brightspark at work told him that he can drive it and he is so ###### stubborn that he won't listen to me!!!
        "Good at cracking bones"

        Comment


        • #5
          Originally posted by gwh200 View Post
          i think in the small print it will say drive any other car not owned or registered to the policy holder (pete).its the way our rip off insurance companies can rinse us for two premiums.
          so check it out, but he probably cant.
          Your right, cos years ago you could go buy a crappy old banger for £50 & insure it for next to nowt then go buy a sports car & drive that on the same poilcy, i did it myself till they cottoned on.
          If its not broke don't fix it.

          Comment


          • #6
            it will come up as uninsured on the anpr thing the police use.....and i believe its anything up to 8 points..look at the policy,or phone the insurance company and check.
            Non intercooled nothing.

            Comment


            • #7
              I believe he could drive it with the permission of the policy holder there is no policy so he cannot drive it.

              Your right he will get done for it ....thats why insurance companies do dual car insurance

              Comment


              • #8
                Originally posted by gwh200 View Post
                it will come up as uninsured on the anpr thing the police use.....and i believe its anything up to 8 points..look at the policy,or phone the insurance company and check.
                He says that if he gets stopped he will just tell him that his insurance company told him it's fine! The more I tell him that the police won't give a stuff what anyone said to him as it is still him in the wrong and that he is the one that will get nailed, the more he kicks against it!!
                He's already got 6 points as it is....
                "Good at cracking bones"

                Comment


                • #9
                  Originally posted by EvH View Post
                  He says that if he gets stopped he will just tell him that his insurance company told him it's fine! The more I tell him that the police won't give a stuff what anyone said to him as it is still him in the wrong and that he is the one that will get nailed, the more he kicks against it!!
                  He's already got 6 points as it is....
                  TBH if thats how he thinks then he is better off caught because someone else will suffer due to an uninsured driver...

                  Comment


                  • #10
                    Originally posted by EvH View Post
                    He says that if he gets stopped he will just tell him that his insurance company told him it's fine! The more I tell him that the police won't give a stuff what anyone said to him as it is still him in the wrong and that he is the one that will get nailed, the more he kicks against it!!
                    He's already got 6 points as it is....
                    Let him drive it, then when he gets caught you can say
                    "TOLD YA SO"
                    If its not broke don't fix it.

                    Comment


                    • #11
                      Originally posted by madcampbell View Post
                      TBH if thats how he thinks then he is better off caught because someone else will suffer due to an uninsured driver...
                      That's what I said to him! He can be such an idiot!! I don't know how to make him see sense and it is just causing arguments!!

                      Anyone willing to torch a Calibra for me???
                      "Good at cracking bones"

                      Comment


                      • #12
                        Originally posted by si tate View Post
                        Let him drive it, then when he gets caught you can say
                        "TOLD YA SO"
                        I would be SO unpopular!!

                        It is like talking to a brick wall!!!
                        "Good at cracking bones"

                        Comment


                        • #13
                          Originally posted by EvH View Post
                          I would be SO unpopular!!

                          It is like talking to a brick wall!!!
                          No matter which way you slice it
                          "HE IS WRONG"
                          "YOU ARE RIGHT"
                          end of story.
                          If its not broke don't fix it.

                          Comment


                          • #14
                            Originally posted by si tate View Post
                            No matter which way you slice it
                            "HE IS WRONG"
                            "YOU ARE RIGHT"
                            end of story.

                            I love it!!!
                            "Good at cracking bones"

                            Comment


                            • #15
                              Now it depends if you want to roll the dice..!!

                              Comment

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