insurance Query

[tibshelby]

have insured one of my trucks [£320with bell 9 years ncb]they wont insure modified trucks so with the modified truck i went to adrian flux [£366]but they tell me thats with the ncb which is only available for one of the truck ,
is this true that the ncb can only cover one vehicle ??,
if i cancel with bell it will cost me £58 and adrian flux wants £388
so it will work out rather expensive does anyone know a way around this ???
cheers

Hi,

I have just been confronted to the problem with Churchill who was insuring my surf. When I asked them to add my wife's car, Churchill said I could not and increased the quote from £ 368 to £673...
I am now with Norwich Union which has accepted the 2 cars on the same 6 years ncb. £384 for the Surf Fully comp & £298 for the yaris Fully comp

[joker??]

ferking adrian flux want £420 now for an unmodified truck !!!! robbing barsteward, looks like one truck will have to hit the for sale section

[KERRSURF]

Blaaady Landan proices innit!

[darkdezigns]

Blaaady Landan proices innit!

aye aye

[Leodis]

Just used confused.com got quotes ranging from £194 to £775 for fully comp
how the hell can companies be so far apart with quotes.

[da SLUG man]

Just used confused.com got quotes ranging from £194 to £775 for fully comp
how the hell can companies be so far apart with quotes.

cos they specialise in certain people...

sheilas wheels wanted £5000 for me... but Bruce's Utes only charges £12.50

[soramad]

has anyone on here tried a-plan (thatcham) or skye both deal with japanese imports and skye are willing to insure modified vehicles at a reasonable rate, both my soarer and surf are with a-plan and i don't pay above £300.00 fully comp,protected ncd for either,the insurance co is groupama.

[Diezel Weazel]

Last fouteen years, One Policy me n wifey wiv Liverpool Victoria, (she always had her own NCD on her SWB Mitsy) n me on the Surf, both protected .... just under 400 squid 2Trucks ...
Good Luck Dave !!

There's always a Payback .... Ya just never see it Comin !!!!

[SoundsDigital]

There are ways around the issue of only using the NCB/NCD on one vehicle.

If you take out a second policy with another company using your renewal notice as proof of NCB and renew the first policy, you will get to use it twice. However, if you make a claim on either policy and the insurance company start to look into things and what you have done comes to light then you will have invalidated both policies.

[joker??]

There are ways around the issue of only using the NCB/NCD on one vehicle.

If you take out a second policy with another company using your renewal notice as proof of NCB and renew the first policy, you will get to use it twice. However, if you make a claim on either policy and the insurance company start to look into things and what you have done comes to light then you will have invalidated both policies.

cheers dude thanks for the info ,but i dont have to worry now as truck is fubarred lol

[Leodis]

has anyone on here tried a-plan (thatcham) or skye both deal with japanese imports and skye are willing to insure modified vehicles at a reasonable rate, both my soarer and surf are with a-plan and i don't pay above £300.00 fully comp,protected ncd for either,the insurance co is groupama.

I'm with NIG at the moment groupama have quoted £150 cheaper but say they wont cover if it has a snorkel fitted because I might go offroading or greenlaning. They obviously dont think these trucks can go offroad unless they're modified dunno where they get their ideas from.

[happythrasher]

..

Just used confused.com got quotes ranging from £194 to £775 for fully comp
how the hell can companies be so far apart with quotes.

I can't get CONFUSED.COM to understand what a japanese 3.0TD auto surf is.
I had to put it in as a manual 4runner but I got a quote for under 200 b£lls which was nice.

who was quoting £194?

cheers.
will

[stormforce]

I can't get CONFUSED.COM to understand what a japanese 3.0TD auto surf is.
I had to put it in as a manual 4runner but I got a quote for under 200 b£lls which was nice.

who was quoting £194?

cheers.
will

if you insure the truck as a 4runner then you may well find your insurance will be invalid as the truck is a hilux surf and not 4runner.you'll need to ring and speak to the insurance company to find out if they know what the surf is instead of just putting surf in and getting nothing