Quote me happy

[Ricksurf]

Has anyone had any dealings with NIG Insurance (through Adrian Flux) as I am seriously considering using them as NU quoted me happy at £835

[colin timney]

try direct line i'm paying £320.i know mines a 2nd gen but over £800 for a 3rd gen seems a bit pricey unless you,ve got points or very little ncb.
colin

[Woodzie]

try direct line i'm paying £320.i know mines a 2nd gen but over £800 for a 3rd gen seems a bit pricey unless you,ve got points or very little ncb.
colin

If you want to off road it and direct line find out they will cancel your policy

[div3r]

Try Admiral you can get quote on line and they will insure two cars on the same no claims (one driver)

[stevetubbyturbo]

Im with lifesure all mods listed £300 FC

[nero279]

Been with adrian flux/NIG for 2 years, and they been great, bought the surf mid-term and they transferred insurance over no problem, challenged my renewal quote last week and i'm now with Highway, still through adrian flux, coz they came out £180 quid cheaper inc. off-road cover and towing but restricted to 12000 miles.

Both NIG and Highway will cover most modifications at very little cost.

[drunkmonkeyboy]

life sure did mine for 450ish and it fully comp with 4 years ncb, and i am 26 and they did not mind (toooooooo much!!) about my 2" spring lift! i am not realy aware that i have a 2" body lift i thought they all looked like that!
oh and they are nice to talk to and very helpfull!

[colin timney]

[QUOTE=Woodzie]If you want to off road it and direct line find out they will cancel your policy[/QUOTe
how many people bother with off road cover,its a waste of time, the times i have tried to claim they do anything to get out of paying as for off road cover the insurance company would try to put any off road accident down to reckless driving.
colin

[nero279]

My policy clearly states grenlaning is included provided you follow "the greenlane code of conduct", and offroad events cover is included provided you are not driving negligently, and adhere to site rules and marshall's instructions.

I can see any insurance company (including mine) trying their damnest not to pay, that's how they make their money. However, the law changed last year and the onus is now on the insurance company to prove that you were in breach of your policy, same as modifications, the insurer now has to prove that any undeclared modifications played a significant contributing factor in either causing or worsening an accident.

This doesn't neccesarily mean it's going to be easy to get money out of them in the event of a claim (my head's not that far up my ass!), but legally the onus is now on them.

[surfenstein]

im with tescos.all mods listed, full ncb £400 tpft.

[Woodzie]

[QUOTE=colin timney]

If you want to off road it and direct line find out they will cancel your policy[/QUOTe
how many people bother with off road cover,its a waste of time, the times i have tried to claim they do anything to get out of paying as for off road cover the insurance company would try to put any off road accident down to reckless driving.
colin

NO What i am saying is that the moment that your car is used off road it is no longer covered as they will not insure it


Thats why mine got canceled according to there letter as my mods were for off road use

Now with adrian flux

[Gizmo]

went with lifesure after being with Adrian Flux. Got around 8 yrs no claims protected in the second year re-quote they tried to up the insurance cover by nearly 100 quid for no reason

[pops]

Has anyone had any dealings with NIG Insurance (through Adrian Flux) as I am seriously considering using them as NU quoted me happy at £835

i'm with them £238 year for me fully comp of course

[internetsurfer]

liverpool victoria - 400 quid fully comp , no claims protected and guarenteed unlimited claims. 2 x sp30's included.

[javars]

Snowball / Secure Direct (same company) specialise in 4x4, always been the cheapest for me on Rangies etc. Now insured the Surf with them, worth a call.