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If you can remember that the surf was stolen 9 weeks ago just to give you some information
1 if you are with the NFU you need to check your policy now
it started when the I changed my policy over from the mondeo to the surf
rang there office the lass on the other end did all for me great (wrong)
every thing was fine until some torag swiped the cd rang insurance told them what happened they send sombody out from the local garaged he basicly scratched his nuts and said its an import sorry?
then two days before the audio fitter was coming to fit the new cd I gets a letter saying my excess is now £250 (was £100)
rang them up and kicked off ended up telling them to stuff it and forget the claim(yes I know that was a mistake should have argued the toss)
now when the surf was stolen reported it as you do two weeks later the insurance assesor came out took a statement ect and of she went waited a few weeks and rang insurance to see what was happening they told me they had no record of me being disabled or any points on my licence?
so very quickly told them to check there old policies and see that they knew
so a week later gets a letter saying they are sending an inspector out to see me when he can fit me into HIS AGENDA 27 days later (today) he came outtook another statement of why they had no record of me being disabled
and told me that had they known my premium would have gone up by £53 a year and my excess would have been £250???
he also told me that although I had the surf insured for £5000 IF they paid me out it would be by book price?
and I will have to wait another four weeks to find out
so moral of the story
find out what the insurance company value your surf at (in writing)
not what it is isured for
check your policy carefuly
and dont trust the people who are selling the policy as its not them that are insuring you they are just agents
in my opinion they are just legal thieves
and the company I use is NFU?
rant over
1 if you are with the NFU you need to check your policy now
it started when the I changed my policy over from the mondeo to the surf
rang there office the lass on the other end did all for me great (wrong)
every thing was fine until some torag swiped the cd rang insurance told them what happened they send sombody out from the local garaged he basicly scratched his nuts and said its an import sorry?
then two days before the audio fitter was coming to fit the new cd I gets a letter saying my excess is now £250 (was £100)
rang them up and kicked off ended up telling them to stuff it and forget the claim(yes I know that was a mistake should have argued the toss)
now when the surf was stolen reported it as you do two weeks later the insurance assesor came out took a statement ect and of she went waited a few weeks and rang insurance to see what was happening they told me they had no record of me being disabled or any points on my licence?
so very quickly told them to check there old policies and see that they knew
so a week later gets a letter saying they are sending an inspector out to see me when he can fit me into HIS AGENDA 27 days later (today) he came outtook another statement of why they had no record of me being disabled
and told me that had they known my premium would have gone up by £53 a year and my excess would have been £250???
he also told me that although I had the surf insured for £5000 IF they paid me out it would be by book price?
and I will have to wait another four weeks to find out
so moral of the story
find out what the insurance company value your surf at (in writing)
not what it is isured for
check your policy carefuly
and dont trust the people who are selling the policy as its not them that are insuring you they are just agents
in my opinion they are just legal thieves
and the company I use is NFU?
rant over
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