Looking for sympathy, oh and a new truck

[Medieval Dave]

don't let the insurance try to fob you off with their first offer. .

That's very important. They'll offer you about 2/3rds if they can get away with it. However if you tell them to stuff it, or outright tell them that you wont accept less than figure X then they have no further obligation to negotiate.

As long as you keep the thing going and reasonably explain (with backup from dealer adverts etc) why you think they need to offer more, they are not allowed to close the claim out and it costs them money. you have to be prepared to wait if you want a fair payout

Oddly enough I got my surf after an 'allegedly' drunk driver hit my old merc parked outside the house. he wrote off 2450kg of E series (a lot more metal than a surf) with a corsa. Surprisingly enough he and one of his passengers survived. the initial offer from the insurance was about 3,800 and I think it settled out about 5,600

Good luck

[Andy W]

On your next purchase.

Make sure:

1. It is a 3ltr (3rd Gen if you want 4wd on road)
2. You get a nice big tow ball fitted (maximum rear protection)
3. It's blue as they go better !

Andy