collecting a truck

[Rustinho]

If it doesn't have an MOT it's always possible to book it in for an MOT and drive it there from the place of purchase to the garage and then back home again...!

BTW, Wrexham isn't a million miles from me (about 40 miles each way) so if I can be of any help I'll happily do what I can.

[stormforce]

its not mot'd or taxed but thanks for the offer tho but the truck will end up being a breaker probably so i don't want to throw any money at the moment till i get it home and fully checked over

[Rustinho]

Oh, and just to clear up the insurance thing...

I believe that fully comp insurance (or whatever) only covers you to drive another vehicle if it is already insured in it's own right somehow.

[stormforce]

If it doesn't have an MOT it's always possible to book it in for an MOT and drive it there from the place of purchase to the garage and then back home again...!

BTW, Wrexham isn't a million miles from me (about 40 miles each way) so if I can be of any help I'll happily do what I can.

it would be good to put it in for pre mot and if it passed all well and good but until i hear from Andy i can't do much at the moment

[stormforce]

Oh, and just to clear up the insurance thing...

I believe that fully comp insurance (or whatever) only covers you to drive another vehicle if it is already insured in it's own right somehow.

i can probably get a days cover for it to drive it home

[an1mal_69]

Oh, and just to clear up the insurance thing...

I believe that fully comp insurance (or whatever) only covers you to drive another vehicle if it is already insured in it's own right somehow.

That's correct, unless stated otherwise in the policy. Usually only covered 3rd party on other vehicles too

[stormforce]

That's correct, unless stated otherwise in the policy. Usually only covered 3rd party on other vehicles too

i know my policy says i am covered 3rd party for any vehicle thats loaned to me but apart from that i've no ideas on the insurance side of it

[BigBobE]

i know my policy says i am covered 3rd party for any vehicle thats loaned to me but apart from that i've no ideas on the insurance side of it

mine was the same with last insurance company once i had vehicle owners permission and my licence covered it i could drive it

[an1mal_69]

Yea, but the vehicle itself has to be insured. I'm pretty sure there's some legality about having an uninsured vehicle on a public highway..

I knew there was something..

taken from 'the telegraph' government proposals from last summer..ish

The new law will make it an offence to be the registered keeper of an uninsured car, whether or not the vehicle is being used and regardless of whether it has a valid tax disc or is kept on private property.
The only way to avoid a fine will be to go through the bureaucratic process of making a Statutory Off Road Notification (SORN) to the Driver and Vehicle Licensing Agency.

This can only be done if the owner can find somewhere to store the vehicle. Uninsured vehicles left in the road would be clamped or seized, penalising those without driveways or private garages.

Some have voiced concerns the scheme will do little to stop unscrupulous drivers who never bother to insure vehicles, but could instead hit law-abiding motorists who unwittingly allow their insurance to lapse when they are working abroad or taking a holiday. It will rely on the motor insurance industry database that is currently used by the police.

A spokesman for the RAC Foundation said: “In principle this scheme is a good thing. But it must be flexible and take into account genuine situations where people have been unable to reinsure their cars – perhaps they are on holiday or have been called away on a family emergency.

“The point must be to catch criminals not alienate honest drivers.”
“This will hit innocent people,” added Gus Hosein, a visiting fellow at the London School of Economics and policy director at Privacy International.
“It doesn’t make sense. If a car is not being driven, why does it have to be insured? Many people in Britain don’t have access to a garage, what are they supposed to do if, for example, they are going away for a few months?
“This will hit law abiding people. You think you need insurance for activities you are actually doing. You don’t expect to have to be insured just because of a Government whim.”

Under the new system, every motorist's insurance details will be checked by the Driver and Vehicle Licensing Agency at least once a month.
Where an insurance policy has lapsed, the DVLA will initially send out a reminder letter.

If no action is taken by the motorist after around a month the DVLA will then issue a fixed penalty notice imposing a £100 fine - which will be reduced to £50 if paid within 21 days.

If the fine is ignored - as is the case in around one third of on the spot penalties - stronger steps could be taken including taking the offender to court, where conviction could lead to a maximum £1,000 fine and a criminal record.

The maximum fine would only be imposed by the court on persistent offenders or those who showed no intention of insuring their car.

There will be a further penalty for those who leave their uninsured vehicle in the street, with the car impounded or clamped. However, the Department for Transport estimates that 43 per cent of households in Great Britain have neither a garage or a driveway, forcing car owners to park on the street.
In major cities, such as London, the figure is far higher with only 27 per cent having a garage in the capital.

Theresa Villiers, the Tory transport spokesman said: “The Government has serious questions to answer about a proposal which looks as it will treat those who do not have access to off-road parking much more harshly than those that do.

“Drivers have had to put up with so much punishment from Labour which makes it doubly important to ensure that changes to the law on uninsured drivers hold the balance fairly between different groups of motorists.”

The only way to legally leave a car uninsured will be to make a Statutory Off Road Notification (SORN). This requires the motorist either to apply online, by post or in a post office and to crucially, to have a place to store the car off a public highway. According to the latest figures, 1.79 million such declarations were made last year.

While the AA recognised the need to crack down on uninsured motorists, it voiced fears about how the proposals would be implemented.

“The insurance industry needs to work with Government to ensure its database holds the right information at the right time – so that for example, law-abiding motorists are not wrongly accused of being without insurance especially if they change insurers,” a spokesman said.

“We also have concerns that people who are abroad or in hospital for a long time when their policy runs out, could fall foul of this. There is no guarantee that there will be anyone else to do the paperwork for them, especially if they live alone.”

The move is also likely to fuel concerns over the growth of the “surveillance state”, coming in the wake of the row over the Government’s new vetting regime for those in regular contact with children or vulnerable adults.

There have been concerns raised about the reliability of Government databases including that operated by the Driver and Vehicle Licensing Agency. There have also been problems with a number of other Whitehall computer systems at an array of departments from the Department of Health to Home Office.

But the Department for Transport defended the plans. “Each year uninsured and untraced drivers kill 160 people and injure 23,000, and add around £30 a year to every motorist’s insurance - amounting to more than £400m a year in additional premiums.

“We’ve already taken action to tackle this – increased police powers mean more than 400 uninsured vehicles are seized every day - but we need to do more to force this irresponsible minority off the roads. These new measures will do this, freeing up more police time to tackle the hard core of offenders while including sufficient safeguards to protect law-abiding motorists.”

[BigBobE]

yeah its a lot stricter by you guys....

[Bibs]

Still can't get any answer sorry an I am off in the morn. Good luck.

[stormforce]

no worries Bibs and have a good trip wont you.
I am now thinking of just taking mine and the trailer up to collect it as it will save a lot of hassle all round but thanks all anyway.
I will have toy get my truck fully serviced next week ready for the trip i think