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Insurance Rant time!!!!!!!!
Right time to insure my 3.0 beastie.
Phone up, get a quote, job done. I should be so lucky!!!!!
I have two cars, an Omega with 5yrs no claims, and my surf with 1yrs no claims.
Tesco & Churchill won't insure the Surf with only 1 yr NCD.
Just swap the NCD over I hear you say. Would do, but some stupid bint went into the back of my Omega at 40MPH, whilst I was stationary.
Claim pending, so can't swop.
Then try Admiral. All going well. Looking at the multi-car quote for both, looking very promising.
Untill I call them. I ask about putting the Omega on at a later date.
SAles person: "Yes, can do that sir, but why?
Tell them about the pending claim.
Sales person: "But sir, you should have filled that out on the form".
Me: "She doesn't want to go through insurance, wants to pay me directly for repairs"
Sales person: "But it will alter your premium sir"
Me: "I don't think you heard me, she hit me"
Sales person "I'll just add that on and requote. That's an extra £30.00"
Me: "How on earth?!" SHE HIT ME - NOT MY FAULT, why put up my premium???"
Sales person: "it's the under writters sir...."
Me "Ok, what about just the Surf for the time being?"
SAles Person: "that's about nother £30.00 as weel"
Me: " I just want to clear up one point, your web page only listed an SSR X, mines a SSR G"
Sales person: "Oh no sir, can't insure that model. Not if it doesn't have a UK equivelant"
Me: "It does, the 4 Runner. Besides, the SSRX is the same model, just a diffrent trim. It even lists the same 2980cc engine."
Sales person: "But the SSR G isn't listed so we can't insure it."
Me: "They're virtually identical."
Sales Person: "I'll refer it to IT. But we probably won't be able to insure it."
So to recap, can't insure Surf with 1yrs NCD, even though other car (which I do 27K in a year) has 5yrs NCD.
Can't swop insurers, be cause of claim pending.
My premiums will go up, because of some bint not paying attention to the road.
Can't insure an imported SSR G, but can insure an imported SSR X
Note to Police looking in Kent for the 53 million pound robbers. Give me a call and I'll give you their telephone number & office hours.
In the words of Terry Wogan - "Is it me?"
On the plus side, Cobra seats & harnesses look great. Not road tested the Pacet 16" fan yet, but looks promising..........
Phone up, get a quote, job done. I should be so lucky!!!!!
I have two cars, an Omega with 5yrs no claims, and my surf with 1yrs no claims.
Tesco & Churchill won't insure the Surf with only 1 yr NCD.
Just swap the NCD over I hear you say. Would do, but some stupid bint went into the back of my Omega at 40MPH, whilst I was stationary.
Claim pending, so can't swop.
Then try Admiral. All going well. Looking at the multi-car quote for both, looking very promising.
Untill I call them. I ask about putting the Omega on at a later date.
SAles person: "Yes, can do that sir, but why?
Tell them about the pending claim.
Sales person: "But sir, you should have filled that out on the form".
Me: "She doesn't want to go through insurance, wants to pay me directly for repairs"
Sales person: "But it will alter your premium sir"
Me: "I don't think you heard me, she hit me"
Sales person "I'll just add that on and requote. That's an extra £30.00"
Me: "How on earth?!" SHE HIT ME - NOT MY FAULT, why put up my premium???"
Sales person: "it's the under writters sir...."
Me "Ok, what about just the Surf for the time being?"
SAles Person: "that's about nother £30.00 as weel"
Me: " I just want to clear up one point, your web page only listed an SSR X, mines a SSR G"
Sales person: "Oh no sir, can't insure that model. Not if it doesn't have a UK equivelant"
Me: "It does, the 4 Runner. Besides, the SSRX is the same model, just a diffrent trim. It even lists the same 2980cc engine."
Sales person: "But the SSR G isn't listed so we can't insure it."
Me: "They're virtually identical."
Sales Person: "I'll refer it to IT. But we probably won't be able to insure it."
So to recap, can't insure Surf with 1yrs NCD, even though other car (which I do 27K in a year) has 5yrs NCD.
Can't swop insurers, be cause of claim pending.
My premiums will go up, because of some bint not paying attention to the road.
Can't insure an imported SSR G, but can insure an imported SSR X
Note to Police looking in Kent for the 53 million pound robbers. Give me a call and I'll give you their telephone number & office hours.
In the words of Terry Wogan - "Is it me?"
On the plus side, Cobra seats & harnesses look great. Not road tested the Pacet 16" fan yet, but looks promising..........
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